Skip to main content
Category

Financial Planning

Getting Overtaxed on Every Paycheque? Here’s How to Fix It Financial PlanningTax Strategies
February 15, 2026

Getting Overtaxed on Every Paycheque? Here’s How to Fix It

Reduce Your Tax Withholding With the T1213: A Smarter Way to Manage Cash Flow If you're contributing regularly to an RRSP or paying for childcare, medical expenses, or interest on investment loans, you might be eligible to have less tax withheld from your paycheque. But most people don’t take advantage…
CPP and EI for Incorporated Business Owners: What You Need to Know CashflowFinancial Planning
February 6, 2026

CPP and EI for Incorporated Business Owners: What You Need to Know

CPP and EI for Incorporated Business Owners: What You Need to Know For many incorporated professionals in Canada, deciding whether to contribute to programs like the Canada Pension Plan (CPP) and Employment Insurance (EI) isn’t just about taxes - it’s about understanding what you get in return. These programs were…
What Drives Returns? It’s Not Dividends (It’s These 5 Factors) Financial PlanningInsights
January 29, 2026

What Drives Returns? It’s Not Dividends (It’s These 5 Factors)

Dividend Irrelevance and the Five-Factor Model In investing, it’s easy to get caught up in the latest headlines and stories about dividend hikes, stock splits, mergers and acquisitions, or a company’s quarterly payout ratio. But decades of financial research suggest that many of the things that make the news don’t…
Smarter Investing Strategies Inside Your Canadian Corporation Financial PlanningTax Strategies
January 26, 2026

Smarter Investing Strategies Inside Your Canadian Corporation

Trimming the Corporate Bulk: Smarter Cash and Investing Strategies Inside Your Canadian Corporation Leaving surplus cash to accumulate inside a private corporation can feel like healthy growth, but too much “corporate bulk” adds weight that eventually slows you down. Cash that is not deliberately invested – or that sits in…
Making Sense of Corporate Investing: Smart, Practical Strategies for Professionals Financial PlanningInsights
January 14, 2026

Making Sense of Corporate Investing: Smart, Practical Strategies for Professionals

Making Sense of Corporate Investing: Smart, Practical Strategies for Professionals For incorporated professionals, building wealth inside a corporation can be a powerful strategy — but it’s easy to get lost in the details. Tax rules are layered with notional accounts, passive income limits, and planning tradeoffs that aren’t always obvious…